Wayfair Credit Card

Updating the furniture, you have at home can be very expensive. A fancy sofa alone can cost upwards of $2,000, and paying upfront is almost a hassle for most buyers. Nevertheless, you don’t have to torment yourself by sitting on it and stuffing the feathers up its ass. You can wait until you have the money to buy it or find a good store that allows financing plans. In this case, Wayfair will come to your rescue.Wayfair-Credit-Card

This card rewards loyal online furniture and home goods retailers’ loyal customers. You can get a 5% discount on Wayfair purchases or sub-brands, such as Joss & Main, AllModern, Birch Lane, and Perigold. It is your reward. You can only use it there.


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It has replaced the outdated home decor – these have been removed and replaced with a few updated versions, including the one you can use at merchants and the Wayfair family websites. Comenity Bank launched the former Wayfair credit card. Cardholders can only use this card to make purchases on Wayfair retail sites and are therefore not eligible to earn rewards elsewhere.

How To Register At www.wayfair.com?

There are two ways to apply for the Comenity Bank Wayfair credit card. The registration steps are listed below:-

Online Registration For Comenity Wayfair Card At www.wayfair.com

Follow these instructions and apply for a Wayfair Credit Card online:

  • First, visit the official Wayfair website (Wayfair.com).
  • Press the “Apply” button.
  • Go left of the screen and tap the “Apply Now” button.
  • Log in with your Wayfair account details. But if you don’t have a Wayfair account, create one.


  • Fill out your email address next.
  • Follow the Sign In button and follow the instructions to complete your online application.

Another Way To Apply For Wayfair Credit Card

Another way to apply is to call Wayfair credit card phone number: 1-866-513-57-95 and listen to the application instructions.

Procedure For Wayfair Credit Card Login

For users who need to access their account via account login metering, please follow the steps below for Wayfair credit card login :

  • Visit the Wayfair Credit Card website (www.wayfair.com).
  • After visiting the website, click on Wayfair Credit Card from the menu in the top right corner of the website.
  • You will go to the Wayfair Credit card login page. You will find the quote on this page, “Already a cardholder? Manage your account.”
  • You will find the word “manage account” with a hyperlink in the quote above. Click on the related term “Manage Account.”


  • After clicking Manage Account, under Have you set up your account? Register now”” to “”Register now””.
  • Enter your User ID and Password. You can turn on Remember my User ID so you don’t have to re-enter your User ID to log in in the future.
  • Finally, click on “”Connection””. After clicking the Login button on the Wayfair credit card registration page, you will have access to your account to check your status and perform financial transactions.

Reset Your Username For Login

Many cardholders sometimes forget their Wayfair credit card login ID and password. The steps to reset your User ID are listed below:

Reset Your User ID: The steps to reset your User ID are listed below:

  • Visit the Wayfair Credit Card website (www.wayfair.com).
  • After visiting the website, click on Wayfair Credit Card from the menu in the top right corner of the website.
  • It will take you to the Wayfair credit card login page. You will find the quote on this page, “Already a cardholder? Manage your account.”
  • You will find “manage account” in the above quote with a hyperlink. Click on the related word “Manage Account.”


  • After clicking Manage Account, under Have you set up your account? Register now” to “Register now.”
  • After clicking Register Now, click Get User Name.
  • You can retrieve your User ID after verifying your Wayfair card information.
  • For this purpose, there are two radio buttons below:
    • Yes, I have my Wayfair credit card.
    • No, I don’t have my Wayfair credit card.
  • If you click “Yes, I have my Wayfair credit card,” enter the following details below and click the “Confirm” button.
    • Credit card number
    • Full name on the credit card
    • CVV code
    • Primary cardholder’s four-digit SSN
  • If you click “No, I don’t have a Wayfair credit card,” enter the information below and click the “Confirm” button.
    • Name as it appears in the field information on your card
    • The last four digits of the primary cardholder’s SSN
    • Your registered mobile number

Options For Wayfair Credit Card Payment

You can use several options to make your Wayfair credit card payment. Please Pay Wayfair Credit Card by 20:00. IT’S on your due date to avoid fees! Wayfair’s credit card payment options are listed below:

  • EasyPay

If you don’t want to log into your account (or haven’t registered your account online), you can also use Comenity’s EasyPay tool for Wayfair credit card payments. It will ask for credentials and grant you enough access to Pay Wayfair Credit Card without accessing any other information in your account.

  • Online

You access your account through Wayfair Mastercard Login. You can access your monthly invoices, subscribe to electronic statements, and make payments by bank transfer or electronic payment. You can pay Wayfair credit card bills online 24/7 using your Wayfair credit card login. Unfortunately, you cannot pay Wayfair credit card bills by debit card or banks outside the United States.

Benefits Of The Wayfair Card

If you regularly shop at Wayfair or family stores, the Wayfair Comenity Card can be a great way to earn small rewards, enjoy free financing, and improve your credit score. The benefits of this Wayfair Comenity Bank Card are as follows:-

Approval Odds/Quick Approval

If you have good to excellent credit (i.e., 580 or higher), you will likely qualify for a Comenity Wayfair card. Since conditional credit approval is automatic on the website, you can get a decision on your application within 60 seconds!

Up To 48 Months of Free Financing

If you make a large purchase at Comenity Wayfair and pay the balance in full within the time frame specified in your promotional offer, you will be entitled to 0% free financing!

Free Shipping

If you have a Comenity Bank Wayfair Card, your order automatically includes free delivery on all eligible purchases. The card’s terms and conditions list apartments, large furniture, and “non-standard items” as exclusions. Free shipping does not apply to returns.

Rewards From Wayfair Card Financing

You can only redeem rewards on a Wayfair card with Wayfair and its related brands. To redeem rewards with this card, you must purchase something from Wayfair. The Wayfair card rewards list is below:

Introductory Discount Amount

The initial discount for the Wayfair card is low, even for an in-store credit card. You save a maximum of $40 on orders of $250 or more. Many of the best sign-up bonus offers are worth $150 or more.Wayfair-Credit-Card-Rewards

5% Back At Wayfair

The Wayfair card offers 5% cashback at all Wayfair stores. You receive Wayfair card reward dollars, like cashback available only on Wayfair.

Wayfair Mastercard® also pays for:

  • 3% in supermarkets
  • 2% online
  • 1% elsewhere

Deferred Interest Financing

Orders over $99 paid with this card have the option of special financing. This financing is interest-deferred, a type of plan where you pay no interest if you cancel your purchase within a certain period.

Choose Between Bonuses And 0% Financing.

If you choose to finance this purchase, you will receive interest-free credit on your balance for 6 to 24 months as long as you make the minimum payment due within that time frame. The acquisition costs determine interest-free credit.

  • For orders between 200 USD and 499 USD: 6 months
  • For orders between $500 and $1,499: 12 months
  • For orders between $1,500 and $2,999: 18 months
  • For orders over $2,999: 24 months
Official SiteWayfair Credit Card
Portal TypeLogin
CountryUnited States Of America
Managed By Wayfair LLC

Customer Service Centre

Wayfair Citibank establishes Wayfair Credit Card Customer Service Centres for customers with Wayfair and Wayfair Mastercard credit cards. Customers can call the Wayfair Credit Card Phone Number listed here: 1-800-365-2714. Wayfair Credit Card Customer Service Representatives are available 24 hours a day, seven days a week. The opening hours of the Wayfair Credit Card Customer Service Center are listed below:

Mon – Fri: 8 am-midnight

Saturday: 8:00 am to 8:00 pm.

Sun: 9 am to 6 pm

Additional Phone Numbers

  • Technical Assistance
    • 1-800-685-4608
  • TTY for the Hearing Impaired
    • For TTY: Use 711 or other Relay Service
  • Outside the U.S., Canada, and Puerto Rico, Call Collect
    • 1-208-822-2300

You can also contact them by mail at the address below:

Wayfair Credit Card

PO Box 6772

Sioux Falls, SD 57117

About Wayfair

Wayfair started in 2002 as a small e-commerce company specializing in everything related to the home. It became a household name. The company sells items ranging from home furniture to housewares and DIY items. We can accept the Wayfair card as a Wayfair loyalty program in the form of a credit card.

Users can earn rewards when they buy a Wayfair brand, such as Wayfair, Joss & Main, AllModern, Birch Lane, Perigold, etc., and apply them to Wayfair purchases. The Wayfair card* aims to reward the loyal customers of online furniture and homeware retailers. You can only spend your rewards on these sites.Wayfair-Head-Office

The credit card offers another big perk for frequent Wayfair shoppers. Instead of rewards, consumers can opt for interest-free financing on qualifying Wayfair purchases for 6 to 24 months. However, you must pay the remaining balance on time or face back interest at a high APR of 27.74%.

Comenity Bank issues the Wayfair credit card. It is one of many credit cards issued by this incredible bank in the United States of America. Wayfair Credit Card Payment is a cardless credit card program that connects your Wayfair account. You can use this credit card to make online purchases from any Wayfair company and its affiliates or branded companies.

Frequently Asked Questions

After a thorough Wayfair card review, many people have questions about its rewards, benefits, application and application process, and how to reset credentials to improve their knowledge of the subject. Here is a series of questions and answers:

What Is Credit Score Needed For The Wayfair Credit Card?

Your credit score needs to be at least 700 to make you eligible for this Card; That means you need to have good credit. On the other hand, the Wayfair loyalty card requires approval and at least a fair credit score (640+). So make sure you know where you are before you apply. You can check your credit score for free right here on WalletHub.

What Should You Know Before Applying For The Wayfair Store Card?

While your credit score is essential, many other factors affect your chances of being approved for this card. Other critical criteria are your income, existing debt, and overall creditworthiness.

You should also be aware that an application can significantly reduce your credit, lowering your score for a short period.

What If My Wayfair Payment Is Late?

If you do not pay Wayfair by the due date, you can still play online, by phone, or by mail. However, a $29 late fee will apply. If a late fee has accrued to your account within the last six billing cycles, you will incur a higher late fee of $40.

How Long Does It Take For Wayfair Customer Service To Respond?

Customer service responds to complaints almost immediately. It is open 24/7.

How To Get The Cancelled Wayfair Credit Card?

Canceling a Wayfair credit card will not enable you to reactivate it. The assigned credit card information will become unusable once your cancellation request has been answered and fulfilled. For this reason, cardholders need to think, reflect and rethink before throwing away their credit card. Each click on the “Clear” button is not canceled but starts again.


Citibank issues the Wayfair Credit Card and the Wayfair Mastercard, N.A. Publicly available. Citigroup Inc. and Arc Design are trademarks. Besides MasterCard, the circle design is a registered trademark of Mastercard International Incorporated. You can save even more when you have this card in your wallet.

Wayfair offers two credit cards to choose from Wayfair Mastercard or Wayfair Credit Card, which offer perks like no annual fee and 5% cashback on Wayfair rewards. This card is too limited to provide to most consumers, including frequent Wayfair shoppers.

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